1. These terms and conditions explain our services to You as our client and your obligations to Us (Trusted Index Limited - Company No. 07481440). You should expect them to take precedence over any other documents, conversations or course of dealings and represent the understanding between You and Us. You need to read these terms carefully since they apply as soon as you enter your details onto any of our websites. We cannot accept responsibility for You failing to read them.
Services
2. We provide a variety of services by phone, internet, email, mail and other means. These may include acting in any capacity within the following arenas: loans and finance, introducer to debt and property possession adjusters/advisers, utility switching agents, compensation advisers, prepayment card and bank account providers, pay day loan lenders, debt management companies, insolvency practitioners, bankruptcy specialists, equity release arrangers and credit reference advisers, life insurance, health insurance, home insurance, car insurance, home improvements, laser eye surgery, cosmetic surgery, will writing, pensions, vouchers, special offers. We are not responsible for tax or legal advice regarding the services and You must rely on your own expert advisers in those fields. By asking Us to provide You with services You authorise Us and ANY associated companies that WE deem suitable to contact you via phone, internet, email, mail and other means. You are opting in to all of the above.
3. When You ask Us, orally, electronically or in writing, to provide You with aany sort of service, You agree to abide by these terms. We acknowledge your instructions expressly or by acting upon them. You can only withdraw or vary your instructions with our consent. We treat You as our Client. We accept no liability or obligation to any third party whether or not You may be acting as their agent, fiduciary or intermediary. Even if You disclose their identity to Us and You are acting in such a capacity, your obligations to Us remain unaffected. We are entitled to act on any oral, electronic or written instructions We receive from You or anyone We believe is authorised by You to give them.
Restrictions
4. Our services are subject to restrictions laid down by law and regulations or imposed by market conditions. You authorise Us to do anything We consider appropriate or necessary to provide the services and comply with applicable laws and regulations. You agree to ratify everything We do lawfully in exercising such discretion. We have no obligation to do anything we believe would breach such restrictions. We have an absolute discretion to refuse to accept instructions without having to give reasons for doing so. If we decline to act, We shall take reasonable steps to let You know promptly.
5. Unless You inform Us differently, You agree to Us using telephone, email, SMS, fax and/or post to contact You to discuss products and services without having first been expressly invited to do so. This will override any registrations You may have with any preference services. To communicate in writing We may use the last postal address You give Us. Please note that to improve our service we can and may monitor and record any telephone conversations with You for security, training and evidential purposes.
Checks
6. To help our fraud prevention and data protection strategy, You agree to Us and our associate companies, credit reference agencies and selected third parties processing and using personal data (whether provided electronically, in writing or orally) You give Us. You agree to Us using the data to advise You of other products and services unless You notify Us to the contrary. The information You give Us must be true and accurate. You warrant and undertake to comply with legal and regulatory disclosure requirements so that We can comply with our obligations. If You provide Us with false or inaccurate information and/or we suspect fraud We may notify agencies which would have a detrimental impact on your credit records. In the event that You provide Us with inaccurate or misleading information, We reserve the right to reclaim any losses incurred by Us in performing the service to You.
10. If You authorise anyone else to give Us instructions, any action We take on their instructions will be binding on You. If there are joint applicants each has authority to deal with Us for the other. Notice to one is notice to both. We can require joint instructions. If instructions from different joint applicants are inconsistent, We can choose to take no action until We receive satisfactory instructions. To withdraw any authority You must notify Us in writing.
Marketing and Market Research
We may contact You about services or products offered by Us or other companies We approve which We believe You may be interested in or to carry out market research about our services or products or those of other companies. We may also pass on information to other companies approved by Us so that they may contact You about services or products which they believe You may be interested in. Contact for these purposes may be by post, email, SMS or by other means. This will override any registrations You may have with any preference services. To determine which services or products You might be interested in, You agree that We may analyse information about You and your conduct including your payment record.
Terms and Conditions of use and access to Trusted Index Ltd
Copyright
The copyright and material on this website is owned by Trusted Index Ltd and is protected by the copyright laws of the United Kingdom . The material on this website may only be used by those who access it from the United Kingdom and such users will be entitled to copy any such information for their own personal use but may not republish, store or reproduce any such information in any manner, including but not limited to electronic reproduction, without the prior written consent of Trusted Index Ltd. Any unauthorised downloading, retransmission, or other copying or modification of any of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action. Trusted Index Ltd disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.
Trade Mark
The Trusted Index name is a registered trademark of Trusted Index Ltd. Certain names, words, titles, phrases, logos, icons, graphics or designs to the pages of this website may constitute trade names or unregistered trade marks of Trusted index. The display of any of the above trade names or trade marks on pages of this website does not imply that any licence has been granted to any third party in respect of the same. All other product or company names and devices, logos, icons, graphics or designs referred to on the pages of this website are the trade marks of their respective owners and are exhibited only in such a manner as is intended to be for the benefit of such trade mark owners and Trusted index intends no infringement of such trade marks.
Liability
Trusted Index Ltd shall not be liable for any direct or indirect, special, incidental or consequential damages, including the loss of profits, business revenue or goodwill arising from the use or access of or inability to use or access, interruption or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use.
Any exclusions or limitations or restrictions of liability contained in these terms and conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Trusted Index.
Warranties
The information, materials and functions contained in this website including text, graphics, links or other items are provided on an "as is" basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses. Trusted Index excludes any liability for any errors in or omissions from information, materials and functions included in this website or any third party Websites linked to or from this website.
Jurisdiction
This website is intended to be accessed only by persons located in the UK and Trusted Index makes no representation that any information, materials or functions included in this website are appropriate for use in any other jurisdiction
Personal Data & Privacy Policy
As the Internet is not a secure medium of communication, Trusted Index cannot guarantee the security of any information you input on this website or send to us on the Internet. Trusted Index is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information.
By agreeing to these terms and conditions we may contact you about services or products offered by us or other companies in our group or approved by us which we believe you may be interested in, or to carry out market research about our services or products or those of third parties. We may also pass information to other companies approved by us so that they may contact you about services or products which they believe you may be interested in.
Contact for these purposes may be by post, email, SMS or by other means as we may agree with you from time to time. This will override any registrations you may have with any preference services.
Website Problems
This website has been extensively tested and should work properly at all times. However, if you experience a problem at any time, please return to the homepage and try again. If the problem persists you can contact us by following the link on the 'Contact Us' page.
Enforceability
In the event any provision of these terms and conditions of use and access to this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.
Information
Information provided in this website is believed to be reliable when posted. However, Trusted Index cannot guarantee that information will be accurate, complete and current at all times. All information on this website is subject to modification from time to time without notice.
Governing Laws
The terms and conditions of use of this website shall be governed by and construed in accordance with the laws of England and Wales.